Terms of Service

Effective Date: January 1, 2024

The content provided on this website, including calculators and architectural guides, is for informational purposes only. It does not constitute legal, compliance, or financial advice.

Use of Tools

The interactive calculators provided on this site are based on industry averages and theoretical models. They should be used as directional tools for internal discussion, not as definitive financial guarantees.

Independence

PlannerCTO acts independently. We do not accept referral fees or commissions from the software vendors we review or recommend. All recommendations are made solely on technical merit.